We serve Homeowner Associations and Community Managers.
The Davis HOA specialty team has a successful track record saving dozens of HOAs Thousands of Dollars! Is it crazy for you to invest three minutes… to find out how much your HOA could save?
- How much money are you wasting?
- Are you against getting the lowest price with the best coverage?
- Is it a ridiculous idea… to get a second opinion?
What can we do for you today?
We are on your side! We represent you… not the company.
3 Things That Will Help You
In just a few minutes… Dan Davis will answer these questions and explain everything.
• Are you wasting money paying too much?
• Does your coverage have gaps and holes?
• Can you get better service?
Do you want to waste hours searching the internet… or get answers from Dan in just a few minutes?
Testimonials
What They Say
You Rock!!! Thanks so much for your amazing work getting us the best possible deal.
Marie Hansen,
President San Luis Estates
Wow. Lightning fast!
Thank you.
Valli Horwitz President,
Property Services Mgt.
The way you do business makes it easier for everyone.
Ruth Arciniega
How Coverage Works
Our goal is to help you gain exceptional value. You get superior coverage and world-class service at the lowest possible price.
• Your HOA gets access to specific insurance markets and specialty programs.
• Your HOA gains a competitive advantage in the insurance marketplace.
• You get respect for the value of your time.
What can we do for you today?
What can we do for you today?
Ask a Question
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Information
Helpful to Know
Insurance coverage for homeowner association insurance is known by many different names.
Some examples are: Association Insurance, Homeowners Association Hazard Insurance, Homeowners Association Master Insurance Policy, HOA Insurance, Condo Association Insurance, Condominium Association Insurance, Townhouse Association Insurance, Common Interest Developments Insurance (CIDs), Planned Developments Insurance (PD) and Planned Unit Developments (PUD) Insurance.
What Is Homeowners Association Insurance?
HOA Insurance consists of a cluster of coverages that meet or exceed the Association’s Covenants, Conditions and Restrictions (known as CC&Rs) Insurance requirements. Your Condo Association or Planned Unit Development Insurance policy should also meet or exceed the Davis-Stirling Act Civil Code’s minimum insurance requirements.
This coverage can be provided by one policy or through multiple policies tailored to the HOA’s specific requirements. The components that make up HOA insurance coverage are; Directors and Officers Insurance, also known as D&O; Excess Liability, also known as Umbrella Insurance; and Workers Compensation. Optional coverage may include HOA Earthquake Insurance and HOA Flood Insurance.
Are You an HOA or PUD?
One of the primary differences between a Condominium or Townhouse Homeowner Association Master Insurance Policy and that of a Planned Unit Development (PD or PUD) policy is that the condo and townhouse association policies insure the buildings containing the living units while in a Planned Development the individual homeowner typically insures their own home.
However, both types of policies should be designed to insure the association’s common areas which may include a clubhouse, business personal property such as common area furniture or exercise equipment, swimming pool, association signage, landscaping, parks, fences, tot-lot climbing structures, walkways and other facilities such as sports courts, jogging trails, golf courses, association-owned streets, irrigation systems, community municipal services and even the associations airport!
Request a free no-obligation HOA insurance evaluation. Call 888-999-1979 today!
Ask Dan Davis in California to Learn About and Buy HOA Insurance!
From education to enrollment, we make HOA insurance easy for California communities; Expert advice, transparent options, and quick quotes.